You can own a new home, with no down payment.

Yes, seriously! You can live in a brand new, turn-key home and own it at the end of your lease term. All you need to do is stick to the plan and make your regular lease payments on time, which will accumulate towards your future down payment to buy the home.

We offer the bridge to ownTM Program

It's a new way to buy a newly built home, with no down payment, through a lease and option to purchase.

No Down Payment

A New Home in New Community

A Plan to Help You Get There

Turn Key Pricing

EP Homes is a division of Everyday People Financial Inc.

Everyday People Financial Inc. was founded on the belief that everyone deserves access to credit.
We are a team of financial services and credit experts dedicating our lives to helping everyday people become
their best financial self through our family of businesses and a wide range of financial products and serivices.

The values that drive us to be our best.

We value strong relationships and what we believe every human being deserves from a service provider and the workplace.


We communicate simply, speak truthfully, operate fairly and act genuinely.


We keep our word, deliver on our promises, and acknowledge our mistakes.


We are dedicated to making meaningful contributions to the communities and stakeholders we serve.


We trust and support one another and celebrate successes together.

Be a homeowner with us today!

Complete a pre-qualification assessment today and see if the Bridge to Own™ Program is right for you.